Frequently Asked Questions (FAQs)
The achievable rates and terms are dependent upon the amount of premiums borrowed. Capital Crest Financial Group can offer both recourse and nonrecourse loans of up to 10-years. For policies with an annual premium over $1MM, expect a rate of around 3%. For policies with an annual premium between $500M-$999M, expect a rate of around 4%. For policies with an annual premium under $500M, expect a rate between 4.5%-5.5%.
Please consult your own tax team for deduction of interest.
Simply request a Trial Application to begin. Fill it out to the best of your ability and send back to us. Expect a response within 48 hours.