Individuals or businesses with a minimum net-worth of $5,000,000 may be eligible for Life Insurance Premium Finance. The insured will need to qualify medically and financially (if a business, the business financials are used for underwriting). Capital Crest Financial Group’s strategies are currently used nationwide by top advisors and firms, institutional lenders, and insurance carriers.
Capital Crest Financial Group utilizes only the top insurance carriers and lenders. Upon qualifying, the borrower (typically a trust) will borrow the insurance premiums at a fixed spread based on LIBOR or Prime rates with options for hedging strategies in future years. CCFG assists clients and their advisors in the long-term servicing and (if needed) restructuring of these life insurance policies.